Can I drive another car with comprehensive insurance? Having fully comp insurance on your own vehicle doesn't mean that you're fully comp on someone else's. If your insurance provider does allow you to drive a different vehicle, it's likely that they will only provide third party cover as a maximum.
Typically, even if the person driving your car has his or her own insurance, your insurance will be the primary payer for damages caused by your vehicle; but, the person driving your car has to be found legally at fault before your insurance will pay.
Is it illegal to have two policies on one car? No, doubling up on your car insurance isn't illegal. However, if you make a claim from two insurance providers, you can't try and claim for the full amount from each of them. Doing so is considered fraud, and that is illegal.
Adding a named driver to your policy won't affect your no claims bonus - unless they have an accident. If they do, it's you who'll need to claim as you're the main driver. You are fully liable for the claim, even if it's the named driver who is in the accident.
Does the named driver need to live at the same address as the main driver? No, you can purchase car insurance as a named driver even if you live at a different address to the main driver.
You're not insured, but your friend is insured. Or maybe you have motorcycle insurance, but not car insurance. Whatever the case may be, you're wondering: Can I drive my friend's car without insurance of my own? Typically, the answer is yes.
Does Additional Driver Insurance Increase Your Rates? You can expect your auto insurance premiums to change if you add a driver to your policy. The change might not be an increase in your rates. In fact, it might bring your premiums down significantly, depending on the primary and secondary drivers on your policy.
For home insurance claims, dial: 0345 030 6902*For our joint protection telephone calls may be recorded and/or monitored.
To help our customers avoid this problem, we give them the option of buying our home insurance policies on an auto-renewal basis. This means that if your personal details haven't changed, you don't need to do anything. We'll automatically charge you for your premium at your next renewal date.
This means that we don't offer a call centre service or a telephone number that you can call for customer service queries. You can save time and money by managing your policy yourself online anytime via My account without having to contact us, such as: Viewing saved quotes and buying a policy.
Quote me happy is part of Aviva Insurance and is authorised and regulated by the Financial Conduct Authority.
Visit our car insurance page to find out more and get a quote, or change your vehicle through MyAviva as normal and if you have any issues in finding that particular car's details, please call us on 0800 092 3615 to discuss.
How to cancel Quotemehappy.com
- Sign in to your account.
- Go to 'My Policies' at the bottom of the page.
- Find the policy you wish to cancel and click on 'Cancel Policy'.
- Choose the cancellation date.
- Provide a reason for cancelling.
- Click on 'Cancel Policy'.
