Our wide network of more than 500 agent partner locations for cash pick up include CBG Bank, Barclays, Zenith Bank and Universal Merchant. You can even send money to a mobile wallet - we offer transfers to MTN, VODACOM, GLO and Airtel mobile numbers. If you prefer to make a bank transfer, you can do that too.
No. Paypal is currently not available in Ghana and some other African countries because of restrictions. However, Ghanaians can still be able to create a verified account on the platform.
Yes, if your receiver is picking up the money at an agent location. You can do this using our mobile app. When you begin a money transfer on the mobile app, you will be provided the option to pay in cash at an agent location. Western Union also makes money from currency exchange.
Ghana as a country is privileged to have a thriving economy with many opportunities for businesses to grow. To support businesses grow, there are 23 commercial banks that operate in the country at the moment. These banks include local and foreign banks and are able to open a bank account for both locals and foreigners.
- Best for Domestic Peer-to-Peer Transfers and Domestic Transfers of Large Amounts. PayPal.
- Best for Fast Domestic Bank Transfers. Zelle.
- Best for Fast International Cash Transfers. WorldRemit.
- Best for World Travelers. Transferwise.
- Best for Sending From the Developed to the Developing World. Remitly.
Cash App does not work internationally — you cannot make payments to someone in a different country. Cash App can only be used to send money within the country you live, and the service is only available in the US and UK.
We're easy. We're the only money transfer provider in Ghana to offer bank transfer, airtime top up, mobile money and cash pickup options. And we sent almost 2 million transfers to Ghana in 2018!
In Ghana, the mobile money wallet is mainly used to transfer value from one person to another person (P2P), for payment of goods and services such as buying airtime, paying for utility bills, Gold and DSTV bills, salaries of some workers, taxi fares, micro-credit, savings and micro-insurance.
Open an account online with one of the money transfer operators of your choice. Set-up your transfer and provide your beneficiary bank details in Ghana. Pay for your transfer in USD by wire transfer, debit or credit card. The money is on its way to Ghana ??
For a transfer from a bank account or a credit or debit card to a cash pickup location within the U.S. the fee is $49.99 for $1,000. But when you send the same amount of money from a MoneyGram location to a cash pickup by the recipient, the fee is just $20 for $1,000.
All customers require is their recipient's bank account number, and Xoom will instantly transfer funds to the leading banks in Ghana. Xoom provides locked-in exchange rates on Cedi (GHS) deposits to Ghana and a secure and convenient way for immigrants to send money from their computer, tablet, or mobile phone.
Here are the best ways to transfer money to Ghana with TransferWise:
- Bank Transfer. Bank transfers are usually the cheapest option when it comes to funding your international money transfer with TransferWise.
- Debit Card. Paying for your transfer with a debit card is easy and fast.
- Credit Card.
- PISP.
- Swift.
If you've got mad Gele tying skills, then you can make money on WhatsApp. Simply send out broadcasts advertising your Gele tying consulting services and add a bank account number to pay money into. For those who pay, they are added to a WhatsApp group where you teach Gele tying.
How to Make Money Online in Ghana as a Student
- Online surveys. Numerous companies roll out surveys to get feedback from their customers.
- Paid-per-click jobs.
- Online writing reviews.
- Freelance writing.
- Affiliate marketing.
- Influencer marketing.
- Online courses.
How to reverse MTN Mobile Money Transactions (Change Airtime back into cash)
- Dial *170#
- Enter 7 for Wallet.
- Enter 5 for Airtime Reversal.
- Enter 1 to confirm the reversal.
ATL helps you send money from France to Ghana in 3 simple steps.
- Enter Amount. Enter amount you want to send or recipient to receive.
- Add Recipient. Select an existing recipient or add a new recipient.
- Confirm and Pay. Confirm your transfer and complete payment for your transfer.
Best International Money Transfer Apps for iOS and Android
- TransferWise. Known for its upfront fees and real exchange rate, TransferWise lets you send money directly to local bank accounts in India from 59 countries¹.
- PayPal.
- Remit2India.
- InstaReM.
- Remitly.
- MoneyGram.
- WorldRemit.
- Ria Money Transfers.
Mobile money in GhanaMobile money is a fast, convenient, secure and affordable way of transferring money, making payments and doing other transactions using a mobile phone. WorldRemit's money transfer service makes sending money to Ghana simple and affordable for the Ghanaian diaspora.
In-depth look at the 10 best payment apps
- Google Pay—Best for Android users.
- Apple Pay—Best for Apple users.
- Samsung Pay—Best for Samsung devices.
- PayPal—Best for low-fee transactions.
- Xoom (A PayPal service)—Best for sending money to other countries.
- Circle Pay—Best for sending money to other countries.
Send money to almost anywhere in the world from GhanaYou'll find us close by to help you send money quickly and easily. You can quickly pick up cash at a nearby agent location, or receive money in your bank account or, depending on location, in your mobile wallet. Find out how to become a registered agent.
Your recipient can collect from any branch of:
- Ecobank.
- Ghana Commercial Bank.
- Fidelity Bank Ghana.
- Agricultural Development Bank.
- The Royal Bank.
- Universal Merchant Bank.
- UT Bank.
- HFC Bank.
With WorldRemit, you can transfer money to a Ghana bank account simply and securely using any device. Here's how it works: Choose the 'Bank Deposit' option from the dropdown menu in the blue 'Send to' box on this page. Enter the amount you want to transfer.
How to send money online, on mobile or in person
- Venmo: Best rated for mobile.
- Zelle: Fastest for domestic transfers (tie with Google Pay).
- Google Pay: Fastest for domestic transfers (tie with Zelle).
- PayPal: Most popular online.
- Walmart-2-Walmart: Best for nonbank transfers.
How to reverse MTN airtime transfer
- Dial the speed code *170#
- Reply with 7 to access mobile your money wallet.
- Select option 5 for airtime reversal.
- Put the amount of transaction to be reversed.
- Then enter 1 for executing process reversal.
- You will receive confirmation SMS for a successful reversal.
With WorldRemit you can receive money from over 50 countries into your MTN Mobile Money wallet in these countries:
- Benin.
- Ghana.
- Ivory Coast.
- Liberia.
- Rwanda.
- Republic of Guinea.
- Uganda.
- Zambia.
How to send money to Ghana in 3 easy steps
- Start your transfer. Pay in INR with your debit card or credit card, or send the money from your online banking.
- Get the best rate out there. TransferWise always gives you the real and fair mid-market exchange rate.
- Money is locally delivered.