1. What is Form-9? Answer: Form-9 is a document issued by the Gram Panchayat for non-agricultural properties in its jurisdiction as per Karnataka Panchayat Raj (Grama Panchayat Budgeting and Accounting) Rules 2006, Amendment Rules 2013 mentioned under Rule 28.
The law allows only family members to be nominated as nominee for any benefits. If the member has not nominated anybody, then the total amount will be distributed equally among all the family members, on his/her death. If the member is unmarried then the money will be given to dependent parents.
The form requires you to fill in the following details:
- Your name as per your payslip.
- Your father's name or husband's name (married women)
- Provident fund account number (pay slip)
- Reason for leaving the previous service.
- Date of leaving the previous service.
- Your permanent address.
- Your preferred mode of remittance.
The EPF Form 2 asks for a few details to process your application. This information includes information like name, marital status, address, and date of birth. The Form 2 covers the nomination of people in the event of death of the policyholder.
On the UAN dashboard, the facility to change details can be accessed under the 'Profile' tab through “Edit Nomination Details”. You will find fields such as UAN, Member ID, Establishment ID, Name, Date of Birth, Father/ Spouse name, Relationship, Date of Joining, Gender, and Marital Status.
Step 1: Visit and login to your EPF account using UAN number and password. Step 2: Under the 'Manage' tab select the 'e-nomination' option in order to make a nomination. Step 6: Now click on the 'Save Family Details' option.
After leaving a job, one can withdraw 75 per cent of their provident fund balance if he/she remains unemployed for 1 month and the remaining 25 per cent after the 2nd month of unemployment. Partial withdrawals are allowed for financial goals like wedding planning, education, house construction, and medical issue.
The composite Claim Form is a combination of Form 19, Form 31, Form 10C and Form 10D. Form 19 is filled for claiming final PF settlement, Form 10C is filled for pension withdrawal and Form 31 is filled for partial EPF withdrawal and Form 10D for withdrawing your monthly pension.
Eligibility to apply for Form 10CAn individual who has completed 10 years of service, but have not attained 50 years of age, or a member who is between 50-58 years of age and is not willing to settle with a reduced pension.
How it works: If the salary at the time of EPS withdrawal after 8 years , by filing form 10C, is Rs 15,000, then the EPS money one receives is Rs 1,23,300 (Rs 15,000 * 8.22). Remember, the employee who hasn't completed 10 years and does not wish to withdraw his EPS money, may opt for the scheme certificate as well.
Documents required to file claim under EPF, EPS and EDLIGupta says, "In the event of death of an EPF member, the claim for provident fund refund, pension and EDLI can be filed either by filling up and submitting Composite Claim Form in Death cases with the regional EPFO office or online on the EPFO portal."
Essentials for filling form 10D online: Your UAN number should be activated • UAN should have Aadhaar and Bank KYC link. A profile photo must be uploaded to a UAN account • E-nomination must be field • The e-nomination filed should be verified though e-sign. Date of joining and date of exit should be updated.
If, PF Tenure less than 6 months, you can Claim only PF(Form 19), EPS( Form 10C) is not applicable.
EPF Withdrawal Online Procedure
- Step 1- Sign in to the UAN Member Portal with your UAN and Password.
- Step 2- From the top menu bar, click on the 'Online Services' tab and select 'Claim (Form-31, 19 & 10C)' from the drop-down menu.
- Step 3- Member Details will be displayed on the screen.
The claim can also be rejected when member details do not match with establishment records. It's essential to ensure that name and date of birth of the member is accurate. The signature of the member should be clear and match with those available in office records, which can otherwise lead to claim rejections.
EPF Form 31 is utilised to file a claim for partial withdrawal of funds from EPF or Employees' Provident Fund. Individuals can also choose to withdraw from the saved amount in their EPF during their employment period, to cover any emergency expenses that might arise in due course.
a) Form 19 (only PF withdrawal) – It is used to withdraw the entire accumulated PF amount, also known as final settlement. b) Form 10C (only pension withdrawal)– This form is used to withdraw only the pension amount.
Click on “Claim (Form – 31, 19 & 10C)” in the “Online Services” section. Enter the last 4 digits of your linked bank account and click on “Verify” Click on “Yes” to sign the “Certificate of Undertaking” Select the option “Only PF Withdrawal (Form-19)” from the drop-down menu in the “I want to apply for” section.
The individual can avail EPF withdrawal using Form 10C if that individual is unable to find employment after retiring from their previous job. In case, the member dies before 58 years of age, family members or legal nominee of the individual can withdraw the amount from EPS account.
An individual can download Form 11 through the website of The Employees' Provident Fund Organisation, India, Ministry of Labour & Employment, Government of India.
Form 11 is used for the declaration of an employee for both provident fund and pension scheme. Any individual taking up employment in an organization in which the Employees' Provident Fund and Family Pension Scheme are in force has to fill this form as a mandate.
Tax Return FormsForm 11 (State Year) - Tax return and self-assessment (relating to taxes on income and capital gains for self-assessed individuals). Guide to completing Pay and File self-assessment returns (State Year).
It helps in calculating the days you have worked from your joining to leaving. It you have worked for 6 months, according to you, you have completed 180 days. But if the employer has entered in ECR that there were 4 NCP days in each month. So u fall short of 24 days.
An employee can opt out of the provident fund if the following criteria are met: The employee has his or her Basic + DA (PF Wages) more than Rs.15000/- per month. At the time of changing a job, only when he/she does not have an existing PF account number.
Those earning basic wages more than 15000 per month, EPF contribution is not mandatory. Also, the employer can choose to limit its contribution towards EPF to 12 per cent of Rs 15,000 (Rs 1,800) under Section 26A of EPF act for those employees earning more than Rs 15,000 per month as basic wages.
Eligibility Criteria
He should be a member of EPFO. He should have completed 10 years of service. He has reached the age of 58. He can also withdraw his EPS at a reduced rate from the age of 50 years.How to withdraw PF online with UAN?
- Login to the portal – Visit the EPFO e-SEWA portal and login using your UAN and password, and enter the captcha code.
- Visit Online Claims section – When you've logged in, you can look for 'Claim (Form-31, 19, 10C & 10D)' in the 'Online Services' section.
Provident Fund is a government-managed retirement savings scheme for employees, who can contribute a part of their savings towards their pension fund, every month. Since the provident fund money consists of a large chunk of savings, it can be used to grow your retirement corpus easily.
