The difference is that a debit card has a Visa® or Mastercard® logo on its face. When you use a debit card, the money is deducted from your checking account. With a credit card, you're borrowing money to be repaid later. ATM and debit cards allow you to use ATMs, a safe and convenient way to manage your money.
New Users: To Register and Activate your new credit card please follow the steps below.
- Visit mycreditcard.unionbank.com.
- Enter your new Union Bank Credit Card number in the registration box, and click "Submit." (Note: This is not your previous First Bankcard® credit card number.)
How does a credit card work? A credit card lets you spend money on credit – it's like having a loan for the amount you spend using the card. It depends on how confident your card provider is that you'll pay it back. If you pay off the bill in full each month, you won't pay interest on what you've borrowed.
Using credit cards strategically
- Make your payments on time. Your payment history is one of the major factors that influences your credit.
- Pay your credit card bill in full and on time each month.
- Buy only what you can afford to pay for with cash.
- Stay well below your credit limit.
A cash back credit card is one that offers cash rewards for spending. When you make a purchase with a cash back rewards card, you earn a cash credit for a percentage of the purchase. For example, you might earn 1% to 2% on all your purchases.
To know your credit card balance, you can call the toll-free customer care number at 1800 345 0345 and talk to the executive about the same.
Union Points can be redeemed by logging into your account at A minimum of 100 Union Points need to be accumulated to make the first redemption. Union Points can be used to redeem a vast array of merchandise items such as movie, bus & air tickets, gift vouchers & much more.
About BOI STAR REWARDZ
It is an innovative loyalty program developed by Bank of India with Loylty Rewardz, for Bank of India Debit Card customers. Debit Card Customers will get rewarded with Star Points for their transactions at POS & ecommerce.Dial #141# and select Star Points from the menu. Request a merchant to check your balance by giving them your mobile number. Through the Star Points customer service hotline 141.
How To Redeem in Online Banking
- Login to UnionBank Online and. access your PlayEveryday account.
- Click on Redeem and. choose an item.
- Receive and enjoy. your reward.
UBI debit card holders can make up to 10 transactions per day. Savings account holders can do up to 5 free transactions per month at any other bank ATM and will be charged a fee of Rs 20/- for every transaction after that.
Download mpoint app from play store. Link all your credit/debit cards, all the points accumulated in your card will be displayed . You can redeeme your reward points by shopping through mpoint app. You get 1 reward point for spending Rs 100 through POS/online.
If you have forgotten your Internet Banking User Id or you have not yet received your User id, you may kindly contact your branch or write to us boi or call us at 91-22-40919191. 2.
A new self-serve SMS service has been created to enable our customers to request and receive their 365 online User ID by SMS short-code. UK customers should call 03456 006 552. Free text User to 50365 to get your 365 online User ID. Your mobile number linked to one User ID.
BOI STAR REWARDZ
- Log on to BOI Star Rewards Program Website –
- Click on ftu and register for the Program.
- Customers can utilize the Points to avail large platform of Goods & Services and Merchandise like Airline tickets | Bus Tickets | Movie Tickets |Merchandize | Gift Vouchers | Mobile & DTH Recharge.
You can give a missed call on a toll- free number 1800 180 2223 and tolled number 0120-2303090 to check the account balance through SMS. The service is free of cost and you can avail it from the nearest branch.
How to Access Your Bank Statements Online
- Log in to your account through the bank's website or app.
- Find where your bank houses their electronic statements.
- Select the statement period you want to view.
- Review the statement on your computer, tablet, or phone — or download your statement as a PDF.
A bank statement is a list of all transactions for a bank account over a set period, usually monthly. The statement includes deposits, charges, withdrawals, as well as the beginning and ending balance for the period.
If you are an Online Banking customer, you can sign into Online Banking, and select Statements & Documents under the Accounts tab. Then select the Request statements tab. Electronic statements are available 24-36 hours after your request, and are accessible for 7 days.
You must be a Union Bank online banking customer to enroll for e-Statements. You will be able to enroll for e-Statements by logging into Online Banking and clicking on e-Statements.
ABCD0102 i.e first four letters of your name followed by date and month of your date of birth. If your first name has only 3 letters then you can include next letter from your second part of name. What is the password format for opening a Bank of India statement in the PDF format?
Best Bank to open Savings Account in India:
- State Bank of India or SBI.
- Axis Bank.
- Kotak Mahindra Bank.
- Citibank.
- Punjab National Bank or PNB.
- Bank of India.
- RBL Bank.
- HDFC Bank.
The Union Bank of India minimum balance requirements in the account depend on the location and the requirement of a cheque book. For metro and urban areas, the requirement is Rs. 500 without cheque book facility and Rs. 1,000 with cheque book facility.
There's no need to visit a branch to open a bank account anymore. You can open a bank account, deposit money and set up automatic payments all from the comfort of your home. Once you've applied, just wait for the card to be sent you in the mail, activate the account and you're good to go. You can skip the bank queues.
Follow the steps:
- For this, the customer has to first ensure that his/her mobile number is registered with Union Bank of India.
- Next, call either of the toll-free numbers of Union Bank of India - 1800-22-2244 or 1800-208-2244.
- Now, choose the language of your preference, and enter your bank account number.
How to Open A Bank Account
- Choose a Bank or Credit Union.
- Three Basic Categories of Banks.
- Visit the Bank Branch or Website.
- Pick the Product You Want.
- Provide Your Information.
- Agree to Terms.
- Print, Sign, and Mail (If Required)
- Fund Your Account.
Find the 2nd series of numbers on the bottom of a check if you have one. The first series of numbers printed on the left-hand side of the bottom of a check is the bank's 9-digit routing number. The second series of numbers, usually 10-12 digits, is your account number.
Mentioned below are some of the banks which provide zero balance savings accounts:
- ICICI Zero Balance Account.
- HDFC Zero Balance Account.
- SBI Zero Balance Account.
- Axis Zero Balance Account.
- IndusInd Zero Balance Account.
- IDFC Zero Balance Account.
- RBL Zero Balance Account:
- Standard Chartered Zero Balance Account.
To register, call our 24X7 Call Center or contact Branch. Please keep your Account Number or Debit Card number readily available when calling us. Customers can get their primary account balance by giving Missed call to 09223008586.
Dial *826# on the mobile number linked to your Union Bank account . Select “1” to activate UnionMobile and follow the options. Phones and App store for IOS phones.
